About DKM Wealth Management
DKM Wealth Management was founded in October 2021 by Danny Miladinovich to create an independent Registered Investment Advisor (RIA) firm built around personal relationships, thoughtful advice, and long-term client partnerships.
Many financial decisions involve more than investments alone. Retirement planning, tax strategies, estate considerations, business transitions, and family priorities often overlap. DKM helps clients coordinate those moving pieces, simplify complex situations, and make informed financial decisions with confidence.
Our advisors bring extensive experience in wealth management, retirement planning, tax strategy, estate planning, business planning, and client service. Combined with advanced education and professional designations including CPA, CFP®, MST, RICP®, CLU®, CAP®, and CPA/PFS credentials, DKM provides guidance across many areas of a client's financial life.
As an independent, fee-only fiduciary firm, we believe every client deserves objective advice, personal attention, and a trusted advisor they can call when important decisions arise.
Our Philosophy
We believe financial decisions rarely happen one at a time. Retirement, taxes, investments, estate planning, business transitions, and family priorities often overlap. Our role is to help clients understand their options, coordinate the moving pieces, and make informed financial decisions with confidence.
Our Firm Values
Personal Relationships Matter
We believe financial planning is a relationship business. Trust is built through listening, communication, accessibility, and consistently putting our clients' interests first. We strive to become a trusted resource for the families we serve through every stage of life.
Guidance Through Important Decisions
Many of our clients are looking for more than investment management. They want a trusted advisor who can help evaluate options, explain complex situations, and provide guidance when important financial decisions arise.
Make Life Easier
Financial decisions can become overwhelming when retirement planning, investments, taxes, estate planning, healthcare decisions, and family priorities overlap. Our goal is to simplify complexity, coordinate the moving pieces, and give clients a clear path forward.
Independent Advice
As an independent, fee-only fiduciary firm, our recommendations are designed around our clients' goals and circumstances, not commissions, product sales, or corporate agendas.
Long-Term Thinking
We believe the best financial decisions are rarely made by focusing solely on today's market movements. We help clients make decisions with their long-term goals, family priorities, tax situation, and overall financial picture in mind.
Responsiveness and Accessibility
Important financial questions don't always arise during scheduled meetings. We work hard to remain responsive and available when our clients need guidance, whether they are planning for retirement, managing an inheritance, dealing with a family transition, or simply looking for clarity.
Family Continuity
Many of our client relationships extend beyond a single generation. We value helping spouses, children, and other family members understand important financial matters and feel confident knowing they have a trusted resource to call when needed.
Danny Miladinovich, CEO & Owner
CPA, CFP®, MST, RICP®, CLU®, CAP®
Danny founded DKM Wealth Management in 2021 to create the type of advisory firm he believed clients deserved: personal, responsive, and built around long-term relationships. He works closely with retirees, business owners, individuals navigating important life transitions, and families seeking guidance on complex financial decisions.
Danny graduated from the University of California, Davis with a degree in Managerial Economics and spent seven years working at a CPA firm in Stockton, California, where he earned his CPA license and Master's in Taxation from Golden Gate University.
Throughout his career, Danny has advised business owners, retirees, and families on retirement planning, tax strategies, estate planning, wealth management, business transitions, and charitable planning. He also served as President of the San Joaquin Estate Planning Council from 2020 through 2022.
Danny's professional designations include CPA, CFP®, MST, RICP®, CLU®, and CAP®, reflecting his commitment to providing comprehensive financial guidance across multiple areas of a client's financial life.
Designations:
CPA - Certified Public Accountant licensed and regulated by the state of CA
CFP® - Certified Financial Planner™ - www.cfp.net
MST - Masters in Taxation from Golden Gate University
RICP® - Retirement Income Certified Professional™ from The American College of Financial Services
CLU® - Chartered Life Underwriter™ from The American College of Financial Services
CAP® - Chartered Advisor in Philanthropy™ from The American College of Financial Services
Zachary Welz, Advisor
CFP®
Zachary Welz graduated from Texas Southern University, with a degree in Finance and a minor in accounting. As an NCAA Division 1 student-athlete, he was drafted by the Los Angeles Angels in the 2015 MLB draft and went on to play 8 years of professional baseball. He then worked for Fidelity Investments for over 2 years in Northern California, focusing on financial planning, retirement planning, risk management and investment consulting. Zach joined DKM at the beginning of 2025 and has his CFP® designation.
Taylor Welz, Senior Advisor
CPA/PFS, CFP®
Taylor joined DKM in 2022. Taylor has over 30 years of experience in the investment industry working with retirees, retirement plans, business owners, and highly compensated employees of closely-held businesses. Prior to DKM, Taylor was the President and Chief Compliance Officer of Welz Financial Services, Inc. and prior to that he founded the Investment Advisory Services Department at Bowman & Company, LLP.
Designations:
CPA - Certified Public Accountant licensed and regulated by the state of CA
CFP® - Certified Financial Planner™ - www.cfp.net
PFS – Personal Financial Specialist - certification for CPA’s expanding expertise for financial planning and wealth management.
Trudy Fitzpatrick, Client Services
Trudy has been with DKM since inception and leads Client Services. Trudy meets client's needs with a personal, hands-on approach, where she knows your voice and is willing to help you succeed with your financial needs.
Trudy started her career in the banking industry and transitioned to the securities industry in 1982, working for a brokerage firm as a Compliance Officer and Assistant Wire Operator for Kidder Peabody. Trudy joined Delta Wealth Management, Inc. in July 1998 and worked there for 14 years in Customer Service and Portfolio Data Distribution. Trudy joined Welz Financial Services, Inc. in November 2009 where she worked for 16 years. In 2019, Trudy began working with Danny as his client service representative at a larger RIA firm.
Trudy has spent most of her 44-year career in the customer service field. Trudy feels most comfortable helping clients with their financial needs and navigating through the process until its completion.